{"id":29350,"date":"2026-04-14T12:23:03","date_gmt":"2026-04-14T10:23:03","guid":{"rendered":"https:\/\/pavesioassociati.it\/?p=29350"},"modified":"2026-04-14T12:24:17","modified_gmt":"2026-04-14T10:24:17","slug":"solutory-payments-bankruptcy-clawback-cassazione-5847-2026","status":"publish","type":"post","link":"https:\/\/pavesioassociati.it\/en\/news\/solutory-payments-bankruptcy-clawback-cassazione-5847-2026\/","title":{"rendered":"Solutory payments: the Court of Cassation reaffirms the two-part distinction and reverses the burden of proof"},"content":{"rendered":"\n<p>With judgment no. 5847\/2026, the Court of Cassation returns to address a central issue in insolvency law: the <strong>clawback of bank current account payments.<\/strong><\/p>\n\n\n\n<p>The Court reaffirms a fundamental distinction between <strong>solutory payments<\/strong> (<em>rimesse solutorie<\/em>) and <strong>restorative payments<\/strong> (<em>rimesse ripristinatorie<\/em>). Solutory payments, as settlements of a liquid and enforceable debt owed to the bank, remain subject to insolvency clawback; restorative payments, which merely replenish the available funds within the agreed credit limit, are excluded.<\/p>\n\n\n\n<p>The most significant aspect concerns the <strong>allocation of the burden of proof:<\/strong> it is not for the insolvency officeholder to demonstrate that the payments materially and durably reduced the debtor&#8217;s exposure. It is instead for the <strong>defendant bank<\/strong> to prove the absence of such reduction in order to avoid clawback.<\/p>\n\n\n\n<p><a href=\"http:\/\/pavesioassociati.it\/wp-content\/uploads\/2026\/04\/TR-3551683-v1-Sito-e-Linkedin-_-Pubblicazioni-_-2026-_-20260409-_-Cristina-Biglia-_-Articolo.pdf\" data-type=\"link\" data-id=\"http:\/\/pavesioassociati.it\/wp-content\/uploads\/2026\/04\/TR-3551683-v1-Sito-e-Linkedin-_-Pubblicazioni-_-2026-_-20260409-_-Cristina-Biglia-_-Articolo.pdf\">Read the article<\/a> by <a href=\"https:\/\/pavesioassociati.it\/team\/cristina-biglia\/\">Cristina Biglia<\/a> for Quotidiano Giuridico\/Altalex.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With judgment no. 5847\/2026, the Court of Cassation returns to address a central issue in insolvency law: the clawback of bank current account payments. The Court reaffirms a fundamental distinction between solutory payments (rimesse solutorie) and restorative payments (rimesse ripristinatorie). Solutory payments, as settlements of a liquid and enforceable debt owed to the bank, remain [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29358,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","footnotes":""},"categories":[370],"tags":[],"ppma_author":[40],"class_list":["post-29350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pubblicazioni-en"],"acf":[],"authors":[{"term_id":40,"user_id":0,"is_guest":1,"slug":"cristina-biglia","display_name":"Cristina Biglia","avatar_url":"https:\/\/pavesioassociati.it\/wp-content\/uploads\/2022\/02\/100x100px.jpg","user_url":"","last_name":"Biglia","first_name":"Cristina","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/posts\/29350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/comments?post=29350"}],"version-history":[{"count":5,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/posts\/29350\/revisions"}],"predecessor-version":[{"id":29364,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/posts\/29350\/revisions\/29364"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/media\/29358"}],"wp:attachment":[{"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/media?parent=29350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/categories?post=29350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/tags?post=29350"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pavesioassociati.it\/en\/wp-json\/wp\/v2\/ppma_author?post=29350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}